Payday Loan Fairy

I took out 5 online payday loans, and two stores front...I can't afford to pay them.My hours at work have been cutted to 30 hours per week and I make only 7.00 per hour. Wonder if anyone could help me, how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy

if you do not pay off the Paydayloans soon you will owe so much that the only way out is Bankrupcy..
No I will not help out..
You will have to find a way to pay them off on your own and learn to handle your finance better

2007-03-07 17:26:35 by Kanchala B

I need around 1500 from a payday lender. Can't get a loan through conventional means due to credit. I have been offered many payday loans of smaller amounts but I would rather not do that since fees are all so high. Obviously, many loans would equal a much higher repayment on that 1500. Does anyone know of a payday lender who will loan that much first time out?

Go to your bank and discuss a payday loan loan with them. In emergencies, often a bank is more understanding than you might think they are.

Sometimes the Salvation Army will pull through as well,if you have one in your area.

Take time to look into your community for support, but some people don't have all the options that come with an understanding community. http://www.americaschoicetoday.com/Payday-Loan.html

2008-10-14 14:03:42 by Vicki S

I know payday loans aren't a good way to go but my credit isn't that good & I only need $200. So I dont want to take out a huge loan from a big company.
I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks.

They require a checking account.
Because you have to write them a check that they can cash at the end of the loan period.

My state put a cap on pay day loan interest at 430%. Pay day loan places have been closing - I guess not enough profit.

Don't do it.
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2008-12-24 11:27:34 by ♥Erinn

These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

Get professional credit counselling. They will make a plan that will work for you.

2006-12-01 13:18:09 by us4candlers

We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?

I wouldn't do this. Why spend unnecessary? You are betting on receiving something that has yet to come. What would happen if something goes wrong for you? This is like writing a check and not having enough money in your account to cover it.

2007-09-19 09:31:15 by Dawn L

Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump...We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!

I was in the same situation about 6 months ago. It is very hard to get them payed off, they charge so much interest. I was lucky enough to sell a motorcycle I had and used a portion of that money to pay them off. I have vowed to not fall into that trap again.
It has been hard but I have managed to do it.
I am finally able to quit robbing Peter to pay Paul.
I am sorry I was not more help, but I wanted you to know you are not the only one that has had this problem.

2007-08-17 05:42:47 by tuckersmom