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Answers
I am currently employed but don't have a checking account, can I get a payday cash advance loan?
That answer depends entirely upon the lender. The lender generally sets the policies, not the law.
So, you just need to shop around.
paydayloantoday.com An honest, reliable, online payday lender. We're here when you need us!
You know those ads for payday cash advance, "get fast payday loan" where they say they will put funds in you bank acct by the next day - are those trustable??? Or can it get you in trouble. Any info would be appreciated.
what abt if I just need a small amt of like $300 which i can pay back next month?
There are multiple payday cash advance places around here (pacific NW) that are completely trustworthy. So if they approve you, that's it. You have the money.
Keep in mind that these cash advance loans have an EXTREMELY high interest rate so because of that, it's best to avoid them. So fraud, no. But usury, yes.
I need to pay some bills because of a family emergency. I was thinking of using a payday cash advanced place. I would be able to pay it back within 2 weeks. Is it reliable and is it easy? Can they be trusted with personal information?
ummmm... Maybe??
I took out a $100 payday advance and didn't pay it back on time. Are they going to cash the check I gave them (resulting in an insufficient funds check and possible criminal charges)?
Why would they ask for a collateral check if they didn't intend to cash it?
I need a cash loan deposited into my savings account quickly, but i need low fees for repayment, and i get payed monthly, so i also need at least 4 weeks before paying them back.
Talk to family and friends or employer to help you bail out of your situation before you even think about a payday loan. You would not believe the interest rates and terms of those places. You're better off with a cash advance on a credit card which is an insane option. Don't set yourself up for more problems than you have right now.
I need $200 right now ( just $200!), but I don't have it in my bank account. I would like to get a payday loan, but I keep running into these fake ones on the net. they say they will approve you, but all they do is direct you to these other sites who then direct you to other sites. I think they just phish for e-mails so they can spam the hell out of you.
Is there a REAL site that will hook me up? Anyone know?
http://www.paydayok.com
is legit and I have used it....BUT I would highly advise you not to use payday loans...only in an emergency because you are paying way too much interest to do so. If you have more time I would suggest using Prosper.com
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Instant Payday Loan Online – Cash for Last Minute Christmas Purchases Subprime Blogger (blog)
Before making the final decision that getting an instant payday loan online is right for you is important to understand how much you will pay in fees for this type of loan. Each state is a little bit different when it comes to fees for payday loans. Most states regulate the maximum amount that a company can charge on this type of loan. That amount is usually between $15 and $35 for every $100 borrowed.
There are a few states out there that do not have a maximum amount on fees that can be charged and you might see $40 or $50 for every $100 you borrow in those states. It would be a very good idea to do some research and find out what the maximum fees are in your state. When you apply for your online payday loan you will have to give the company you’re routing number and account number of your bank account.
They will use this routing number and account number to take money out on a specified date which is usually when you are expected to receive your next paycheck. No matter what the circumstances they are going to take the money out on this date which means you have to have the money in your bank account at that time. If you do not have the money in your bank account you are going to be hit with fees from your personal bank.
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