Payday Loan Fairy

has anyone tried to get a payday advance usuing a bank acocunt that is a credit card bank account, if so who and do you have the name and email, I need a cash advance but I only have a credit card bank account..

please help

thanks

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.. go to Western Union.

.. all you need is ID and a recent pay stubb.

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2006-08-21 15:44:49 by cmt1162

My sister-in-law has about 4 payday advance loans that she's not paying. I've told her that she could go to jail for this. SHe says no she cant because its a loan,not a bad check. Does anyone know?

Normally when taking out a payday loan you have to write post-dated checks which they then will cash once the agreed upon day arrives. If there isn't money to cover the checks when they attempt to cash them, then they will file hot check charges against her and she can go to jail especially if she knew the money wasn't going to be available since that's theft by deception.

2007-08-30 07:50:53 by chasead95

My husband and I started checking into those payday advance loans and after filing out ONE application to see what we could get and how much it would cost we decided it was a bad idea. Now they continue to call us to "finish" the loan application. How do we make them stop calling?

2009-01-29 07:32:25 by Dee

Got into an unexpected financial bind and had to resort to a payday advance. Now it's like we can't escape it! Please give some advice on how to pay these people back and not have to reborrow again to cover current expenses. We make $85,000 between the both of us. This shouldn't be happening!

Help!

While it may seem simplistic, this is the correct financial advice: When you find yourself in a hole, the first order of business is to STOP DIGGING!

The only way out is to strictly budget your money until you have expenditures to the bare minimum. (that includes expensive coffees or eating out). If you have to eat baloney sandwiches for dinner for a while then that is what you do.

If there still isn't enough to cover expenses then a second part time job is in order. Around this time of year many retailers are seeking temporary help. This has the added bonus of not only increasing your income but preventing you from spending more.

Good luck! you are not alone.

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2007-12-05 07:34:18 by Cesaria Barbarossa

I need to get a payday advance in the approx amount of $300 to $400. Which online company should I use for the payday advance that has the lowest fees/rates? I know it's not a good idea but it's the only option I have.

Its worse than "not a good idea". It could ruin your finances for a very long time. Please do not take out a payday advance. I have not heard of anyone who ever took out a payday advance saying that they were happy with their decision. There are always more options. Have you tried talking to your creditors? A payday advance should be the last alternative, and should be used to make sure you don't go to jail. Otherwise, it is a bad decision.

2008-07-06 08:27:47 by K Sincere

I wrote the check to the payday advance but now Im broke and wont be able to pay it.

I know that it will go to collections. But what happens after that. Will they actually take me to court for $500? Their attorney cost more than that. Will it ever actually become a criminal charge?

i never paid them back all they will do is harrass you but changing your phone number will take care of that you,ll also have to do something about your bank account because they will keep running your check getting you those bounced check fees i changed banks, but as far as you getting in trouble with the law they don,t want to go there because their interests rates aren,t legal

2007-07-17 21:08:36 by armysoldierone