Payday Loan Fairy

NO PAYDAY LOANS, NO AMERICAN GENERAL, I RENT NO HOMEOWNERSHIP AND NO PERSONAL LENDERS FROM OUTSIDE THE CUNTRY WHO WANT MONEY UPFRONT(SCAMMERS) CAN ANYONE HELP? BANCRUPTCY 2 YEARS OLD PAID OFF ALL I COULD WITH MY OWN MONEY AND WOULD LIKE TO HAVE JUST ONE SOLID BILL TO PAY MONTHLY! I NEED $3,000.00 ASAP HARDWORKER BEEN O JOB 6 YEARS SINGLE MOTHER OF TWO! NEED HELP!

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!

2007-04-02 07:39:25 by stacey2965@sbcglobal.net

Bad Credit Loans Auto Loans Personal Loans Credit Cards Pay Day Loans Private Loans Student Loans Home Loans Student Loans Mortgage Refinance and ...

I suggest you do the gutsiest thing possible and forgo the loan and seek to learn how to become and live debt free. Your credit is bad for a reason and continuing the same practices are not going to help you fix your real problem.

2007-01-16 19:42:12 by cuddlynoah@sbcglobal.net

I need aloan to pay off my childrens tuition, pay my summer tuition, and reregister my girls for the fall. I have a great job, but had a family crisis( oldest daughter got Lukemia) and I had to pay for treatments til Medicare was approved. I had a few payday loans, payng on time, until one of them went in a day early and tried to get their entire balance. That was not the arrangement, and they messed up my account, which caused a trickle down effect on every other account that was ACHed from that account. Not to mention the bank bounce check fees. I am working on getting those items corrected but now I need $4000. Any idea where I can look...fast. Without this last payment, my daughters will not be able to take finals and they will have to repeat the entire grade. I can verify all I have said. Please no scam artist saying they can give me a loan at 3% knowing they are going to charge me for living in the US and you will never see the money. ( They are on report now)
Did you read the part about the bad credit. I need lenders almost like loan sharks that will lend to anyone, like me with bad, terrible credit. I am considered high risk. I need a lender who will give me a chance despite my credit score.
Let me express something. I have no family, part of my debt comes from the house that was forclosed on when I had my stroke, and I loss everything in it, and the payday loan thing. With that said, it is not that I run up debt, I live in a cheap 1 bedroom so my girls could go to that school, and yes I will take a semester off if I have to. The point is I still have to pay their tuition for this month and register them, or they will loose their spot. They are twins and they were born with problems so I have to keep them in this school or they will fail ( i've tried public it was like pre school they are 14.) Also as far as identity stealing, I work for the government agency that lost the hard drive with all the employee information. I asked for ideas not criticism if you read the post you will realize that I don't live large or beyond my means, I just have to live and keep my kids alive ( cancer kid... hello) My sneakers are 4yrs. old please.
You see what I mean about the scam artist??? Jeff Norberts one of them.

Wow word inc that is really tough, I cant begin to even try to understand what that is like, email me at anieves_89@yahoo.com if you can, I cannot say that my method will get you the money by the 14th, but it might help you out in the long run, take care

2007-05-09 13:58:15 by wordinc2000

I have gone through 3 bankruptcy's letting my lemon trailer home go back, but on the positive side i have paid of numerous payday loans but i would like a chance to get a loan to reeastasblish my credit and get me on the right track. I am currently paying for a 2006 tauras and trying to do right

The best way to get a loan when you have bad credit, is to put 1000 or 500 in the bank, and then tell them you would like a secured loan. They keep your 500 until you have paid it back. This ensures you will pay it back and in the mean time you get to establish a good pay history with them.
Good Luck.

2007-02-10 15:01:59 by Bluerose005

SOME PEOPLE W/CREDIT ISSUES ARE NOT ALWAYS COMPLETELY AT FAULT BUT BECAUSE OF POOR CHOICES IN CO-SIGNING HENCE THE BAD CREDIT

I'm not aware of such loans under reasonable terms. There are usurious personal loans from "household finance" companies, but if one's credit is really bad, I would imagine even those would be unavailable.

I agree that someone who co-signs is not completely at fault, but they are sufficiently at fault for exercising poor judgement by co-signing. I would only co-sign with someone if I was willing and had the resources to assume full responsibility for the obligation on my own. If the other party defaulted, I would take up the payments - no harm to my credit, but possibly an adjustment to my lifestyle.

In general, it seems to me that a personal loan only makes things worse for someone in a bad credit situation. If one's cash flow situation is good, they can get what they need by pre-saving. If one's cash flow is not good, then more debt will only make that worse.

2008-04-10 12:16:45 by Wizdam

I can't get a loan from anyone because I have bad credit..made a few bad choices in the past, and still getting penalized. I need a second chance. Please no Scams

If you have some collateral or a co-signer possibly. Without such things probably not.

2008-04-18 16:23:29 by Tracy C