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30 Year Fixed Mortgage Rates – Lower Interest Rates in California Subprime Blogger
30 Year Fixed Mortgage Rates – Lower Interest Rates in California
Posted on | December 3, 2009 | No Comments
The average for 30 year fixed mortgage rates is currently 4.65%. This is a bounce off the all-time lows but they are still lower interest rates in California available. If you are looking to refinance your loan in California there are many options available for you. By simply doing some google searches you are likely to find many mortgage lenders advertising mortgage rates under 4.75%.
California is one of the bubble states that has seen a very drastic decline in home prices over the last few years. Since the July 2006 top several areas of the state have seen over 50% decline in home prices. With this being the case it can sometimes be a little more difficult to refinance your home loan because you do not have as much equity in your home.
If you have a good credit score and you have built the equity in your home then there’s a good chance that you could refinance under 5%. You are going to be rewarded for being a good credit borrower over the last few years and making sound financial decisions. Make sure to take advantage of this opportunity and contact lenders today as you could get a much lower monthly mortgage payment.
News
US Housing Plan to Fund Interest-Rate ReductionsBloomberg - Feb 12, 2009
FOXNews The new loan modification program will be combined with a push for more authority from Congress, the person said. The Obama administration wants to allow Obama to unveil plan for stemming foreclosures, but new problems Obama to detail foreclosure plan How Banks Are Worsening the Foreclosure Crisis
Yakima Herald-Republic, WA - Feb 16, 2009
Foreclosure exposure: Numbers are no comfort to those losing shelter risk loans made to people who might not have otherwise qualified for a mortgage -- has been a problem nationally. But in Yakima County, there are no clearDemocracy Now, NY - Feb 16, 2009
Democracy NowRobert Kuttner and Michael Hudson on the Obama Administration’s That’s what Roosevelt did in the ’30s with the Home Owners’ Loan Corporation, where the government refinanced mortgages directly.
USA Today - Feb 06, 2009
The TALF program, designed for credit card, student loan and auto lending, could be increased to cover commercial mortgage-backed securities, for instance.Forex Hound, NY - Feb 12, 2009
(FED) Speech by Governor Duke on stabilizing the housing market Payment problems began to rise, which, in turn, led lenders to tighten standards and made it even more difficult for borrowers to obtain new loans,
