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I have great credit and am looking for a low-interest yet longer-term car loan (like 72-84 months). Thanks.
Google it or try capitalone.com
A website I've recommended in the past would be...
http://www.safelinked.info/go.php?link=auto
Good Luck.
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Looking to buy a used car & I have a co-signer with a credit score of 750 but mine is in the 600 range. I need payments to be under at least $460 to $500 max the car is $27000 but still looking for the same car at a cheaper price somewhere else. A friend told me to try lending tree cause I'll be able to compare interest rates, does else one know of anywhere else I can look?
Chase has some good loans even though people dislike them. I would start looking at brand new cars. The financing will be much better. 08 Mustang GTs are all over the place for under $20k right now. On top of that I'm sure something like 3-5% is easily attainable with your credit score plus your co-signer. So your payment for a 4 year loan should be considerably less than $460.
Whats the best bet for car loans if you can't get one at a bank?
Get some quotes from web based companies - try
http://best-loans.ws/auto_loans.html
they have a bunch...
Are some car companies still discounting loans to purchases cars or trucks?
General Motors has moved its usual holiday special - the Red Tag Event - to begin Nov. 1 this year. That means no haggle pricing and 10% discounts on everything GM makes. Toyota, known for being stingy with incentives, is continuing its first-ever zero percent financing offer through December. Not to be outdone, Nissan has followed suit, with zero percent financing available on some of its most popular models. Even BMW is in on the act with low-rate financing offers.
follow link to article:
http://autos.yahoo.com/articles/autos_content_landing_pages/718/best-car-deals-for-november/;_ylc=X3oDMTFhbjFhYWs3BF9TAzI3MTYxNDkEc2VjA2ZwLXRvZGF5BHNsawNub3ZlbWJlci1kZWFscw--
I purchased a new car (2007 Toyota Corolla S) back in October of '06. It's been about 9 months now and I'm ready to get rid of this high interest loan (10.09% OUCH [it's my first new car, I was 20 when I bought the car with a credit score in the low-mid 600's] ) What are my options as far as getting a lower interest loan? Should I try to talk to my current lender (is that even a good option)? I just want to lower my interest rate and, concequently, my payments, without extending the loan period.
I am currently looking at a new Honda but I would prefer to wait for some kind of incentive, like low interest, before I buy. Are dealers more likely to offer these during the summer months? The last time I purchased a Honda was in the month of May and I was able to get 2.9% interest. Anyone know of any upcoming deals on Honda's financing in the next few months?
Manufacturers will offer dealer incentives when their sales slow below the expected levels. There is not a certain time of year, it is an ongoing activity and timing varies by manufacturer. Edmunds.com has info on the current manufacturer's incentives. You will need to check frequently because new ones can come available at any time and usually last only 1-2 months.
Bad Credit Unsecured Personal Bank Loans – Need Money for a Car Purchase? Subprime Blogger (blog)
Unfortunately, many Americans have found that 2009 has been a great struggle when it comes to money. If you need to borrow money to get a new car then you might want to consider getting a personal bank loan . If you have very bad credit and you are not confident that you are going to qualify with the dealership then getting a bank loan is an option.
Many dealerships are offering very low interest rates on car leases and car loans. It is very important to understand that these low interest rates only come to those who qualify. If you have a credit score well below 650 you are going to find it very difficult to qualify for these low rates. This does not mean that you cannot buy a new car in 2009. You will just have to find your financing somewhere else.
If you do decide to get a personal bank loan for your car purchase you will need to know that the interest rate will be greatly dependent on your credit score. If you have a bad credit score you are likely to find an interest rate somewhere above 15%. Obviously this is much higher than the low percentage rates that are being offered by dealerships but you do not have that option.
News
Car loan program for low-income workers slated for Thursday BusinessNorth.com- Feb 25, 2009
Car loan program for low-income workers slated for ThursdayBusinessNorth.com, MNJump Start Duluth provides down-payment assistance, and low-interest loans to assist in the purchase of reliable, affordable, low- mileage, energy efficient vehicles. Jump Start also offers financial classes, car ownership education, a car repair fund, New program helps low-income buy better cars- Feb 25, 2009
Javno.hrEU Reviews National Auto RescuesWall Street JournalFrance, in particular, has come under fire from regulators and other countries for making €6.5 billion, or about $8.5 billion, in low-interest loans to car manufacturers contingent on the companies not closing factories in France for the duration of EU says it will quickly assess car bailout
- Feb 24, 2009
- Feb 25, 2009
Payday loan interest rates remain uncappedMontana Kaimin, MTEdward Butcher, R-Winifred, said payday loans are often the only opportunity some low-income people have to borrow money for emergencies. Paying $10 worth of interest on a $50 loan is cheap compared to a $30 charge for bouncing a check at a bank,- Feb 24, 2009
S.African government, car sector to discuss loan packageReutersCar industry representatives said this month they were looking for loans at low interest rates to help with cashflow. Component manufacturers said they needed at least 10 billion rand in loans. "The meeting with the minister (Mandisi Mpahlwa) and the