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Hi. Does anybody know any auto loans companies that will take you regardless of credit? I have great credit the problem is that it is limited (about 8 months). I am currently a student,however, I make 600$ per week at my part-time job, and my parents still pay all my expenses including car insurance for my current vehicle (which is badly in need of replacement). So I can afford about 380 a month for the car note tops. The MSRP ranges from 15-21 thousand for the cars Im thinking of purchasing. Does anybody know an auto loan company that will take me and give me a fair interest rate or any other ideas to help out? All advice is appreciated, thanks!
NOT OFF HAND BUT THERE ARE MANY PEOPLE THAT WILL TAKE YOU IN BUT THE DRAW BACK WILL BE A VERY HIGH INTEREST RATE THAT YOU WILL BE PAYING.
IF THE VEHICLES COST IS $15,000 WITH AN INTEREST RATE OF 12% FOR 60 MONTHS THEN YOUR NOTE WOULD BE AROUND $337.67.
IF THE VEHICLES COST IS $21,000 WITH AN INTEREST RATE OF 12% FOR 60 MONTHS THEN YOUR NOTE WOULD BE AROUND $467.13.
CAR LOAN FOR BAD CREDIT NO CREDIT AUTO FINANCING CAR LOAN RATES AND CALCULATOR AND ALL TYPES OF LOANS FAST APPROVAL GUARANTEED VISIT NOW AND APPLY ...
We get bad credit auto loan e-mails, apply and never hear anything back. Even the guaranteed auto loans.
To Joe the Plumber:
I watched the debate, didn't you?
Here is my back up. I am sure there is more. Try Google. oops I mean Yahoo search.
http://www.freerepublic.com/focus/f-news/2107035/posts
Yeah right.
Just what we need is more Government intrusion. No thanks!
The old saying is, "A government that governs the least governs the best".
So if Obama really said this then that is just one more reason NOT to vote for him. Not that I was going to anyway.
But he has no problem begging for Michiganders votes.
On a Michigan campaign swing dominated by the conflict between Russia and Georgia, Republican John McCain on Wednesday declined to support any of several proposals to provide loan guarantees to the domestic carmakers.
He believes in allowing free markets to operate without manipulation from the Federal government.
know of any other banks that give lower fixed apr?
also is it up to the company to decide whether or not to give you a fixed apr? or do they give variable apr for other reasons?
P.S. why is buying a car so much work? =)
USAA has pretty good rates. Honestly, if you call and talk with them, they can usually get it even lower for you. I'm only 20 with a credit score around 700 and I have a 5.4% loan.
Just give them a call.
I have heard that Capitol One approves auto loans for people with poor credit for purchases from a private seller. But I don't want to apply and get denied, which will damage my credit even further. Can anyone give me any ideas about this or know of any companies that are guaranteed to give bad credit auto loans to people who want to purchase from a private seller, not a dealer?
that's hard to answer because having bad credit is really preventing you from having alot of options
i think its important to improve your score before digging into more debt
if you have a car just try to hang on to it until you are in a better financial situation (better score)
good luck
s
News
Federal Aid Request For Auto Suppliers On Temporary Hold CNNMoney.com- Feb 27, 2009
Federal Aid Request For Auto Suppliers On Temporary HoldCNNMoney.comThe auto-parts makers are also seeking $10.5 billion to guarantee receivables of suppliers whose customers have received federal loans, including General Motors Corp. (GM) and Chrysler LCC. A guarantee would allow for a pool of federal funds to provide- Feb 27, 2009
FACTBOX-Aid packages for Europe's auto industryReutersFollowing are some details: * BRITAIN -- Said in January it would guarantee up to 2.3 billion pounds ($3.29 billion) of loans to the car industry. The government said it would guarantee up to 1.3 billion pounds of auto industry loans from the European- Feb 27, 2009
guardian.co.ukBusiness HighlightsForbes, NYDETROIT (AP) - General Motors Corp. posted a $9.6 billion fourth-quarter loss and said it burned through $6.2 billion of cash in the last three months of 2008 as it fought the worst US auto sales climate since 1982 and sought government loans to keep Video: Obama budget sees soaring deficit State of Obama: Ten Thoughts on the Speech Comment by Frances Beinecke President, Natural Resources Defense Council
- Feb 28, 2009
Search-Autoparts.comLoan may fall short of saving dealershipsSearch-Autoparts.com, OH expand a loan-guarantee program to give dealers access to working capital. The group supports the Auto Ownership Tax Assistance Amendment, introduced by US Sen. Barbara Mikulski (D-Md.), which would make interest payments on care loans temporarily
- Feb 26, 2009
Visteon Teeters on Debt as Concern for Suppliers RiseBloomberg26 (Bloomberg) -- Visteon Corp., the Ford Motor Co. spinoff, said yesterday it may join other suppliers in breaking loan terms, raising fresh concerns about the health of US partsmakers on which car companies rely. Lear Corp., American Axle Visteon edges closer to bankruptcy Visteon plans to lay off 375, may breach loan terms
