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Answers
Im 16 just got a part time job and will be able to work full time this summer. I would like a $6000 loan for a 2000 S-10 with 27000 miles.
Wait. Your going to work full time for 8 weeks while you are out of school. What about insurance. What happens to your income when you go back to school. The loan stays the same.
Your loan depends on your credit, your job history, your co-signer.etc etc..
I think you should speak to your parents or someone who can help you. Your equation does not add up. 16yrs old, part time, (able) to work full time (is it guaranteed) You would like a loan.. you should ask if your eligible for a loan.
Why is that S10 only 6000. With only air/pw windows/ pw locks it retails for more.. I want to know more about the truck.
Lisa
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I've never financed a car before. I'm currently paying off a car thats in my sisters name so I don't want a high payment so that's why I want to get a car for under $8000 until I pay off the other car.
Sorry, but you won't get a loan. Your credit score is way too low and you've never financed a car before. The reality is that you don't qualify. And that's a good thing because taking on two car loans in this recession is a bankruptcy in the making.
Payoffs on a 23,500.00 loan and getting a cheaper car for a cheaper loan
The answer would be that you would have to pay off the $23,500 loan first, how you do that is up to you, you could pay it straight off or you could sell the car to someone else for the same amount and pay it off. Then you would go back to a dealership and look at a good used car for half the amount. You could go back to the same place you bought the other car.
I wanted to buy a 99' Galant for $3000. but I'm not sure if any bank would finance a car this old and for that low of a price. I would pay cash but I don't have $3000 and the car is a very very nice car that won't last if I try to save up for it. Or should I try a personal loan. Has anyone had any experience with a problem like this or have any tips
i did the same...Years ago i took personal loan cause u dont have to get collision insurance like with auto loan......go for it....shop around prices vary...do youself a favor...get carfax and pay mechanic to check car...use findings to get lower price....make them fix everything BEFORE u give them a penny!
I have no cash on me and I want to get a car for 800$. I don't know where to get the money from and payday advance won't work for me.
Banque de Papa, i.e your father. The loan is non repayable and bears no interest.
Lowest Auto Loan Rates – Car Purchases Before 2010 to Save Money Subprime Blogger (blog)
Many dealerships are offering very low interest rates around this time of year. Almost every major car company is offering a low annual percentage rate on a car loan at this time but please understand that not everyone is going to get this low rate. If you have a bad credit score and you have missed payments on any type of bills in the recent past you are going to find the interest-rate increases on your loan.
Many automobile companies are greatly struggling through this financial crisis. With this being the case car sales are greatly down and they are willing to make you a very good offer on a new vehicle. They are also willing to make you a very good offer when it comes to financing this new vehicle. Every time you watch TV you see a very low annual percentage rate on car loans when you buy from a dealership.
Just because you see these advertisements on TV does not mean that this is the way you need to go when it comes to financing your car. It is a good idea to check your personal bank and other lenders to see if they will offer you a lower interest rate. You may or may not find that other lenders are willing to help you out and give you a lower interest rate. It is definitely worth a try.
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