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Answers
I was going to try out CapitalOne but I think they do require full coverage. Is there any other place I can apply w/o requiring full coverage since Liability alone is roughly the same as I pay now.
There no loan company out there that will allow you not to have full coverage. Their protecting their interest in THEIR vehicle.
How to get a bad credit auto loan in the USA and Canada. Car loans for bad credit from Auto Credit Express
Trying to buy a car out of state from a personal seller but many banks do not accept this. Where can I go to get a loan? Any recommended online websites?
Bank
I want to see how much I can get approved for online for a new car loan. Places like HSBC.com offer online to get you approved for an amount and interest rate. I'm just wondering if this will lower my credit score just like if a few car dealerships inquires will....
years ago, inquiries no matter what they were for would hurt your score, since then they have changed it to where if there were inquiries within a certain time frame for the same type of loan - they would count as one, ie, car loan trying to get the best deal/interest rate - or a mortgage - loan trying to get the best rate as well.
Once you get the loan, you can dispute the inquires that you did not authorize, for example you apply at Joe Smith Ford, well they send it to Ford credit, and so on. You gave Joe Smith Ford authorization but not the others that they send it to.
I want to see if i can get approved for a car loan online.Is there a safe trusted recommended site i can go through that has easy approval based on my job history only ?
Right...................................
You're going to want to beware of, first of all, websites that are offering you loans. Unless it's a reputable company like Capital One or any other big-name bank, do not give them your information. Do not fall for sketchy websites like "easy cash now", etc.
I've personally never heard of a loan based on ONLY job history. Not to say they do not exist, but I haven't encountered one (or even heard of one) myself. You're going to need to go through a credit check to apply for a loan, regardless.
I want to get a loan to get a '65 Mustang, but I wanted to get it from online instead of through a bank. Do any online car-loan sites allow you to get a car from individual sellers?
What are some good and reputable internet sites that offer car loans?
a good website?PFFSRCID=ADGG10SRCKEYCOAFTL0004010
I've bookmarked this site to go back to next time I need a loan...
http://www.knowledged.info/go.php?link=auto
Good Luck.
Bye, Banks: Time to Join a Credit Union CBS News
This story, by Bob Trebilcock , originally appeared on CBS' Moneywatch.com
Steve and Angela Olson, a police officer and high-school teacher in Dubuque, Iowa, were adrift in credit purgatory. They knew they could get a better rate on their home equity line, but ran into serious resistance at their bank. "We kept getting mailings to lower the rate, but every time we applied, the bank said our credit score was too low," says Steve. And it was a vicious circle: Each loan inquiry left a black mark on his credit report, making it even less likely the couple would get approved.
After weeks of failed refi attempts, they turned to Dupaco Community Credit Union - which approved their loan application in 30 minutes. The new 5 percent variable rate saved the Olsons more than $300 a month. "I wish we’d checked into a credit union a while ago," says Steve.
Given public opinion about banks right now - the label "vampire squid" was recently slapped on one particular
News
Russia to subsidize car loans and helps foreign majors Reuters- Feb 24, 2009
Russia to subsidize car loans and helps foreign majorsReutersBy Simon Shuster MOSCOW (Reuters) - Russia said on Monday it will subsidize car loans for consumers buying any one of 30 foreign and domestic models, one of the most drastic moves yet to save an industry in which sales have slumped by one-third. Russia AvtoVAZ sticks to pay cuts, shortened week- Feb 25, 2009
Times OnlineObama vows: 'We will recover'Detroit Free Press, United StatesIt will likely cost more, he said, but it is the only path to coming out of the recession -- with home loans, car loans and student loans leading directly to job growth he believes will be kick-started by the already passed $787-billion recovery plan. Obama says bank bailout may cost more than expected Obama promises new source for loans Obama announces steps to restore confidence, restart lending
- Feb 24, 2009
FOXBusinessUAW Picks Ford as ‘Best-Looking Date,’ Pressures GMBloomberg24 (Bloomberg) -- General Motors Corp. and Chrysler LLC may need additional US loans if they adopt terms similar to a proposed United Auto Workers agreement with Ford Motor Co. that cuts cash payments into a retiree health-care fund. UAW, Ford Cut Deal On Health Benefits UAW: A Seat on Ford's Board? Gettelfinger: Ford Agreement Could Be Used at GM, Chrysler
- Feb 25, 2009
Instant Car Loans The Only SolutionTPMCafé, NYInstant auto loans don't carry much paperwork. You apply online and fill in details such as your name, address, age, checking account number etc. As soon as you submit the application, your loan is into processing. Verification process is quick.- Feb 25, 2009
CTV.caGM allowed to forego some loan terms set by Bush administrationDetroit Free Press, United Statess $13.4-billion rescue loan last week when it submitted a required turnaround plan, allowing the automaker to forego signed agreements with the UAW and bondholders called for by the Bush administration. GM had indicated before it filed its plan last Detroit Auto Bailout Could Cost $100B Obama backs retooled auto industry Auto task force meets with lawmakers
