Payday Loan Fairy

I bought a new 2004 Nissan Titan in March of 2005. Around 10,000 miles the "service engine soon" light came on. I took it immediately to the dealer, who hooked it to the diagonostic machine, told me the gas cap must have been loose, and reset the light. They did this 4 times, never making a note of it in my service records. They changed my oil religiously every 3k, as well as some other minor work on the cat.converter, but nothing major. This past Saturday the engine blew. The dealer that I took it to (we have recently moved out of state) said that the engine, front differential, rear differential and transfer case needed replaced, as well as some other minor work needing done. Bottom line.... I owe nearly 20k and the repair quote from the dealer is 16k. the truck is 7000 miles out of warranty, and the dealer won't budge on that. I feel the original dealer was negligent in their "repairs and maintenance" and their record keeping. they are now out of business. what to do?

2007-10-01 18:42:05 by Mike M

CAR LOAN FOR BAD CREDIT NO CREDIT AUTO FINANCING CAR LOAN RATES AND CALCULATOR AND ALL TYPES OF LOANS FAST APPROVAL GUARANTEED VISIT NOW AND APPLY ...

I am going to pay off the loan on my vehicle and they quoted me a pay-off with the interest. I thought that if you paid it off early, you would not have to pay back all of the interest...Please advise...
Thanks!

You have to pay the principal plus whatever interest has accumulated up til the day you pay it off. Most finance companies will quote a payment with interest for the next 15 days and you will get a small check back when you get your title. They do it this way because this is better than them saying "hey, you still owe us $1.47 plus whatever interest builds between now and the time you pay us."

2007-02-28 19:28:25 by achum

I am a senior in college, looking to buy about a $8000 car. Since I haven't even picked out the car yet, is there a place online where I can get a rough estimate of what interest rate & payment I'd be eligible for? I know my credit score and how much debt I have, as well as my income. However, I don't want to run a hit on my credit when I'm not positive I will be buying soon.

An inquiry on your credit report does not matter. If you do five ot ten, then you might get concerned, but one or two is not relavent.

I would HIGHLY encourage you NOT to finance the car. Instead, save up and buy a GOOD USED car for cASH!


www.daveramsey.com

2007-08-20 18:38:07 by sillyoleme

I have an ongoing dispute with an employee at a local car dealership. He constantly harrasses me to the point I had to change my phone number. I recently did an online application at this car dealership to get a quote on a car loan. It stated in their privacy policy that my personal info would only be used to the purpose of providing me with a car loan/quote and that no empolyee of the company is allowed to use my personal info for thier own gain. Well apparently this person I am having the dispute with has access to this or something because he sent me a rude email and even admitted to me that he got my info from the application. What do I do? this clearly violates their privacy policy. Has this ever happened to anyone? am I entitled to anything?
I have tried contacting supervisor..no response

Amy hold in there.thanks for your good honest answer on "what would you do if i gave you free money" good things happened to good people who knows maybe you will strike rich and be a millionaire one day. Life only gets better!.........................Thanks!

2009-01-15 11:54:48 by Amy W

I recently went and looked at a new car, test drove it and got a quote and everything. The next day we haggled with them and got them down to a price which was comfortable for both parties. Now we are just waiting on the loan from the bank, and i told the dealership that we'd get back with them in a couple of days after getting the loan and then buy. Ive never bought a car before so im scared that they may sell it within those few days of us getting the loan. Would they do that?

It's a possiblity. If someone walks in there, wants the car, and has already established the loan, the dealership can sell it to them. The only way they can't sell it is if you have something signed by the dealership stating they won't sell the vehicle within a certain amount of time while waiting on your loan. Most likely such an agreement doesn't exist.

2006-07-19 06:54:51 by PinkFloMo

you know how dealers are they always offer less than your car's worth so im selling it so i can get a new hybrid car....my pt cruiser is worth around16 thous and i know buyers cant always get cash so what other safe method can you use to get the money to pay off the remaining loan on the car?
plus what paper does seller/buyer has to sign?

You could also take a certfied check or offer to meet the buyer at the bank to clear the title...the bank should give you a release form that shows the car is paid off...be very careful when handling large sums of money. You and the buyer will have to fill out the title and it's best to draw up a simple bill of sale with the date, VIN number and description of the car, mileage, sell "as is" and print and sign both your name and the buyer...make two copies, one for each of you. Keep the license plates for your next car unless your local laws are different.

2007-11-28 15:05:53 by uniqueeyes33