Payday Loan Fairy

We are in need of some money until payday and I was wondering what payday loan website is good. I know some say payday loans are bad but they are only bad if you dont pay it back the next paycheck and my husband gets a bonus next week so we will be paying it back next week. Anyone have an idea of a good site?

I'd ask family or friends before I'd pay the outrageous fees those places want.

I've found some good sources here...

http://loan.deal4-you.com/

Good Luck.

2009-01-17 18:44:46 by Ariana B

For more info, you can visit tour site @

I fell into the payday loan trap, which I struggled my way out of. Now when I see someone going into one of those places, I just want to run grab them and pull them in the opposite direction! I hate predatory lenders.

I think it makes more sense to teach Personal Finances rather than Geometry/Calc/higher level math, as most people would benefit much more from learning about interest rates, savings accounts, Roth IRAs, credit cards, mortgages, etc.

Payday advance companies will always exist as long as the market proves there is a need for it. There is a need primarily because children aren't educated in how to manage their income versus their expenses.

2007-10-24 09:34:52 by elaine

We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?

I wouldn't do this. Why spend unnecessary? You are betting on receiving something that has yet to come. What would happen if something goes wrong for you? This is like writing a check and not having enough money in your account to cover it.

2007-09-19 09:31:15 by Dawn L

How do payday loan places prey on the poor? How do they keep people trapped in an endless cycle? What makes people use pay day loan places to begin with?

People who use pay day loans probably can't get credit anywhere else due to damaged credit and had something come up that needed to be paid right away that had they an emergency fund would have covered (flat tire, unexpected bill, illness). People who are using these types of places are probably already living paycheck to paycheck already so that they'll never be able to get out of the cycle of the pay day loan. States that allow people to have more than one pay day loan out at once really open them self to trouble, because then they'll start using one to pay the other and not really pay off either. Not to mention the fees are steep, but if you can't get help anywhere else...they are a better choice than what the bank charges you for over the limit and overdraft fees. I think they have a legitimate place in our society, although not pretty. It's a nature of the financial envirnoment right now. It's really hard to get up out of it.

2008-01-20 13:43:41 by JediMaster

Has anyone ever gotten a payday loan? I am in an emergency and can definitely pay this back by next pay day, however, I don't know which payday loan company to trust. Any suggestions?

By my experiences, and alot of serious research, you should only work with established, land-based, payday lenders. Many of them also have on-line sites. Also, make absolutely certain that you are dealing with a member of CFSA. CFSA has strict rules and regulations that their member lenders have to follow, these rules and regs are there to protect you, the borrower.

Additionally, do not, never ever, borrow from more than one payday lender at a time. That is exactly how many people get into trouble with payday loans, by over extending them selves beyond the qualified amount given by a lender. Too many of these people then accuse and blame the payday loan industry for creating their troubles, when it was their decision, that they made, to over-extend themselves.

One of my personal favorite lenders is www.moneytreeinc.com

Also, research www.cfsa.net to see why that is so important.

2008-08-12 15:02:40 by Yahoostar